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You Make Complex Look Easy (We Do Too!)
Stock-based compensation, high earnings and tech career volatility
At Kaizen Financial Strategies, we understand the transformative role tech professionals play in shaping our future.
As you navigate the complexities of stock options, RSUs, and the rapid growth potential within the tech sector, our specialized services are designed
to tailor strategies that align with both your personal and professional aspirations.
EMPLOYEE
STOCK PURCHASE
PLAN
EMPLOYER
STOCK CONCENTRATION
JOB TRANSITIONAL FINANCIAL PLANNING
Client Engagement Process
We are committed to helping you maximize your wealth through informed investments, tax optimization, and proactive financial planning, ensuring you make the most of your hard-earned assets.
DATA GATHERING
DATA VALIDATION & GOAL PRIORITIZATION
DRAFT PLAN & INVESTMENT PROPOSAL
IMPLEMENTATION
FINAL PLAN REVIEW & APPROVAL
ONGOING PROGRESS REVIEWS
CAPITAL GAINS AND LOSSES OPTIMIZATION
STARTUP
STOCKS AND 83b ELECTION
NEW JOB OFFER
CONSULTING
RSU
MANAGEMENT
Success Stories
(fictitious names, real stories)
Saving taxes while funding custodial accounts of children & supporting charities
The Situation: David had a high concentration of employer stock that he had been accumulating over several years with a high capital gain tax burden. He is charitably inclined, and also wants to set up his two children for success.
Our Approach: To fulfill his charitable inclinations, we helped him gift some of his highly appreciated stock to his favorite charities, resulting in tax savings. We also opened custodial accounts for his two children so he can gift appreciated stock to them, taking advantage of the annual gift limit and lower applicable capital tax rates for children’s custodial accounts.
The Outcome: David was able to donate to charity and gift some stock to his children while diversifying out of a highly concentrated position in one stock. We were able to reduce his concentrated position while not adding to his tax burden.
