Kaizen Financial Strategies

Financial Goal Planning & Investment Management Services for
Professionals in Silicon Valley and beyond

Kaizen (改善; Kai = Change, Zen = For the Better) is the Japanese phrase for "Continuous improvement".

In a business context, it means Big results come from many small changes implemented over time.
The graphic part of our logo represents multiple areas of continuous improvement being in focus.

With Financial Clarity Comes Confidence

We focus on reducing concerns in our clients’ financial life by taking a truly personal approach in helping them plan and envision their future. We are also committed to helping them take action on important financial decisions in their life, sometimes with lifelong impact.

Client's Best interest

A fiduciary is a professional entrusted to manage assets or wealth while putting the client’s best interests first at all times. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients throughout the advisory engagement. We are a fiduciary.

Independent, Fee-Only

As an independent firm, our accountability is only to our clients.

As a fee-only firm, we have zero incentive to recommend solutions or products that are not exactly right for our clients.

Investing - For What’s Important to You

We bring comprehensive investing strategies designed to work in various market conditions to help our clients pursue their goals.


Our client portfolios are designed and managed considering a multitude of factors, including but not limited to, past performance, risks, and return characteristics of the holdings, as well as the ongoing expense of owning them in the portfolios.

Balancing Risk and Returns

All investment decisions have some risks associated with them, including the choice to not invest and hold cash for long period of time. Our investment approach considers a personalized balance of what returns are needed by our clients to pursue their goals within their desired timelines, and what corresponding risks may be unavoidable to pursue them. At times, we also deploy downside protection investment strategies to reduce these risks.

Pursuing your financial independence.

industry affiliations

Personalized Planning, Disciplined Execution!